Replace your income
If something happens to you, the payout helps your family pay the rent, the bills and daily life.
We’re not an insurance company. Do-It, be insured asks a few simple questions and passes your request to one licensed agent, who will call you with real prices.
Term life insurance
Protect your family’s income for the years they need it most.
Answer a few short questions about your family and your plans. One licensed agent then explains how much coverage makes sense and what it costs per month.
- Free, no obligationYou never enter payment details.
- One licensed agentYour answers go to one agent, not a call list.
- Licensed in your stateThe agent who calls is licensed where you live.
We’re not an insurance company. Do-It, be insured asks a few simple questions and passes your request to one licensed agent, who will call you with real prices. Privacy Policy
Coverage for a set time10, 20 or 30 years, for example while the kids grow up or the mortgage runs.
The most coverage per dollarTerm life usually gives the highest payout for the lowest monthly price.
Price locked for the termWith level term, the monthly price stays the same for the whole term.
How it works
Three steps, and you stay in control
A real person calls you. That is how you get a real price.
- 1
Answer a few questions
Tell us who depends on your income, how much coverage you have in mind and for how long. No payment details.
- 2
Talk to one licensed agent
One agent licensed in your state calls you, helps you check the amount and explains what it costs per month.
- 3
Decide in your own time
You choose if and when to apply. Some plans need a medical exam, many smaller ones don’t.
Term life
What term life can cover
Pay off the house
Match the term to your mortgage so your family can keep the home.
Your kids’ future
Make sure there is money for school and college, even if you are not there.
Compare
Term life vs. whole life
Term is the simple, low-cost choice. Whole life lasts longer and costs more.
Whole lifeTerm life
How long it lastsYour whole lifeA set number of years
Monthly priceMuch higher for the same amountLower
Cash valueBuilds slowly over timeNone, pure protection
Best forLifelong needsThe years others depend on your income
Is it right for me?
Is term life right for you?
Term life works best while other people depend on your income.
A good fit
- Kids or a partner depend on your income
- You have a mortgage or other big debts
- You want a lot of coverage for a low price
Probably not for you
- You want coverage that lasts your whole life
- You want the policy to build savings
- Nobody depends on your income
Who we are
We help you sort it out. A licensed agent does the rest.
We are not an insurance company. Do-It, be insured is a small team that explains the different kinds of life insurance in plain words and connects you with a licensed agent in your state.
When you finish the quiz, we pass your answers to one licensed agent. We don’t sell your request to a list of callers. The agent explains your options and the real price. You decide.
You won’t find star ratings or customer reviews on this page. We are new, and we only show what is real.
Dewey, our clay dog, is our mascot. He is not an agent and not a customer.
FAQ
Questions people ask before they start
How much coverage do I need?
A common starting point is 10 times your yearly income. Your agent helps you check that against your mortgage, debts and your kids’ plans.
What happens when the term ends?
The coverage ends. Many plans let you renew, but usually at a much higher price. Some let you switch to permanent coverage without a new exam. Ask your agent which options your plan has.
Do I need a medical exam?
It depends on the amount and the insurer. Many plans for smaller amounts only ask health questions.
Who will contact me?
One licensed insurance agent who is licensed in your state. They call you on the phone number you enter. We do not sell your request to a list of callers. If you no longer want to be contacted, tell the agent and they will stop.
Are you an insurance company?
No. Do-It, be insured does not sell insurance and does not give financial advice. We help you sort out which kind of coverage fits and connect you with a licensed agent. The agent works with insurance companies and explains the plans and prices.
Do I have to buy anything?
No. The quiz is free and we never ask for payment details. Talking to the agent is free too. You decide if and when you apply.
Term life
Make sure your family is covered.
A few short questions. Free, no obligation, no payment details.
- Questions
- 6 short ones
- Who calls you
- One licensed agent
- The price
- A monthly payment the agent tells you
- Payment details
- Never asked here