Lock in coverage for your child
A policy started early stays in place for life, even if your child’s health changes later.
We’re not an insurance company. Do-It, be insured asks a few simple questions and passes your request to one licensed agent, who will call you with real prices.
Whole life insurance
Coverage that lasts for life, for you or for your child.
Answer a few short questions about who the coverage is for and what it should do. One licensed agent then explains how whole life works for you and what it costs per month.
- Free, no obligationYou never enter payment details.
- One licensed agentYour answers go to one agent, not a call list.
- Licensed in your stateThe agent who calls is licensed where you live.
We’re not an insurance company. Do-It, be insured asks a few simple questions and passes your request to one licensed agent, who will call you with real prices. Privacy Policy
Lasts for lifeCoverage doesn’t end after 10 or 20 years as long as you pay.
A fixed paymentThe monthly price is set when you start and does not go up.
Guaranteed cash valuePart of the policy builds a cash value at a guaranteed rate. It grows slowly.
How it works
Three steps, and you stay in control
A real person calls you. That is how you get a real price.
- 1
Answer a few questions
Tell us who the coverage is for, what it should do and what monthly amount feels comfortable. No payment details.
- 2
Talk to one licensed agent
One agent licensed in your state calls you. They explain the plans, the cash value and the monthly price.
- 3
Decide in your own time
You choose if and when to apply. Nobody should push you into a policy you don’t understand.
Whole life
Why people choose whole life
When your term policy is ending
Whole life doesn’t run out. You don’t have to buy new coverage again at an older age.
Cash value you can borrow against
You can take a loan from the cash value. Loans that are not paid back lower the payout.
Compare
Whole life vs. term life
Whole life costs more per month, but it doesn’t run out.
Term lifeWhole life
How long it lastsA set number of yearsYour whole life
Monthly priceLower at the startHigher, but fixed
Cash valueNoneBuilds slowly at a guaranteed rate
At the endCoverage stopsPays out whenever the time comes
Is it right for me?
Is whole life right for you?
Whole life fits people who want coverage that is always there and a payment that stays the same.
A good fit
- You want to lock in coverage for a child or grandchild
- Your term policy is ending and you want something permanent
- You like a fixed monthly payment
Probably not for you
- You need a lot of coverage on a tight budget
- You only need coverage for a few years
- You want your money to grow with the stock market
Who we are
We help you sort it out. A licensed agent does the rest.
We are not an insurance company. Do-It, be insured is a small team that explains the different kinds of life insurance in plain words and connects you with a licensed agent in your state.
When you finish the quiz, we pass your answers to one licensed agent. We don’t sell your request to a list of callers. The agent explains your options and the real price. You decide.
You won’t find star ratings or customer reviews on this page. We are new, and we only show what is real.
Dewey, our clay dog, is our mascot. He is not an agent and not a customer.
FAQ
Questions people ask before they start
How is whole life different from term life?
Term life covers a set number of years. Whole life covers your whole life and builds a cash value, so it costs more per month.
What is cash value?
Part of what you pay builds a value inside the policy. It grows slowly at a guaranteed rate. You can borrow against it. Loans that are not paid back lower the amount your family receives.
Can I get whole life for my child or grandchild?
Yes. Many insurers offer whole life for children, often with small monthly payments. The parent or legal guardian applies. The agent tells you which plans are available in your state.
Will the agent push me to buy?
No one should. The agent explains your options and the price. You decide, and you can say no at any time.
Who will contact me?
One licensed insurance agent who is licensed in your state. They call you on the phone number you enter. We do not sell your request to a list of callers. If you no longer want to be contacted, tell the agent and they will stop.
Are you an insurance company?
No. Do-It, be insured does not sell insurance and does not give financial advice. We help you sort out which kind of coverage fits and connect you with a licensed agent. The agent works with insurance companies and explains the plans and prices.
Whole life
Get coverage that lasts.
A few short questions. Free, no obligation, no payment details.
- Questions
- 7 short ones
- Who calls you
- One licensed agent
- The price
- A monthly payment the agent tells you
- Payment details
- Never asked here