Pays for the funeral
The money goes to the person you name. They can use it for the funeral, the burial or cremation and other last bills.
We’re not an insurance company. Do-It, be insured asks a few simple questions and passes your request to one licensed agent, who will call you with real prices.
Final expense insurance
Cover your final expenses so your family doesn’t have to.
Answer a few short questions. Your answers go to one licensed agent, not to a call list. The agent explains your options and the real monthly price.
- Free, no obligationYou never enter payment details.
- One licensed agentYour answers go to one agent, not a call list.
- Licensed in your stateThe agent who calls is licensed where you live.
We’re not an insurance company. Do-It, be insured asks a few simple questions and passes your request to one licensed agent, who will call you with real prices. Privacy Policy
Sized for the last billsCoverage is made to pay for the funeral, burial or cremation and final bills.
Health questions, not examsMany plans ask a few health questions instead of a medical exam.
A real price for youThe agent tells you the actual monthly price for your age, not an “as low as” number.
How it works
Three steps, and you stay in control
A real person calls you. That is how you get a real price.
- 1
Answer a few questions
Tell us who the coverage is for, the amount you have in mind and a little about health. No payment details.
- 2
Talk to one licensed agent
One agent licensed in your state calls you. They explain which plans you can get and what each costs per month.
- 3
Decide in your own time
You choose if and when to apply. Filling out the quiz costs nothing and commits you to nothing.
Final expense
What final expense insurance does
A monthly price that stays the same
Most final expense plans are whole life plans with a fixed monthly price. Your agent confirms this for your plan.
Coverage that doesn’t run out
Unlike term life, final expense coverage is made to last your whole life as long as you pay.
Compare
Final expense vs. term life
Both are life insurance. They are made for different jobs.
Term lifeFinal expense
How long it lastsA set number of yearsYour whole life
Coverage amountLarge, to replace incomeSmall, sized for final costs
Medical examOften needed for large amountsUsually a few health questions
Price over timeRises sharply when the term renewsUsually stays the same
Is it right for me?
Is final expense insurance right for you?
It is made for one job: paying the last bills so they don’t land on your family.
A good fit
- You want the funeral and final bills covered
- You want a monthly price that stays the same
- You have no policy, or your old one ran out
Probably not for you
- You need a large amount to replace your income
- You are looking for an investment
- You don’t want to talk to an agent
Who we are
We help you sort it out. A licensed agent does the rest.
We are not an insurance company. Do-It, be insured is a small team that explains the different kinds of life insurance in plain words and connects you with a licensed agent in your state.
When you finish the quiz, we pass your answers to one licensed agent. We don’t sell your request to a list of callers. The agent explains your options and the real price. You decide.
You won’t find star ratings or customer reviews on this page. We are new, and we only show what is real.
Dewey, our clay dog, is our mascot. He is not an agent and not a customer.
FAQ
Questions people ask before they start
Why don’t you show a price at the end?
Because a real price depends on your age, health, state and the plan. We don’t want to show an “as low as” number that almost nobody gets. The agent tells you the actual monthly price for your situation.
Can I get coverage with health problems?
Often yes. Many plans accept people with conditions like diabetes or high blood pressure. Some health histories lead to a plan with a waiting period. Honest answers help the agent find the right plan.
Is there a waiting period?
Some plans, mostly the ones without health questions, pay the full amount only after the first two years. Plans with health questions often pay in full from the first day. Your agent tells you which applies to you.
Who will contact me?
One licensed insurance agent who is licensed in your state. They call you on the phone number you enter. We do not sell your request to a list of callers. If you no longer want to be contacted, tell the agent and they will stop.
Are you an insurance company?
No. Do-It, be insured does not sell insurance and does not give financial advice. We help you sort out which kind of coverage fits and connect you with a licensed agent. The agent works with insurance companies and explains the plans and prices.
Do I have to buy anything?
No. The quiz is free and we never ask for payment details. Talking to the agent is free too. You decide if and when you apply.
Final expense
Take care of the last bills today.
A few short questions. Free, no obligation, no payment details.
- Questions
- 6 short ones
- Who calls you
- One licensed agent
- The price
- A monthly payment the agent tells you
- Payment details
- Never asked here