Keeps your family at home
If you pass away, the payout can pay off the mortgage or cover the payments.
If something happens to you, your family keeps the house.
Freeno obligation
AI-generated image- Free, no obligation
- One licensed agent
- Licensed in your state
One request, one licensed agent
We’re not an insurance company. Do-It, be insured asks a few simple questions and passes your request to one licensed agent, who will call you with real prices. Privacy Policy
What you can count on
We’re not an insurance company. Do-It, be insured asks a few simple questions and passes your request to one licensed agent, who will call you with real prices.
Life insurance for your homeCoverage is sized to what is left on your mortgage and how long it runs.
Money goes to your familyThe payout goes to the people you name, not to the bank.
Illness can matter tooSome plans can also pay out if you become seriously ill. The agent tells you which ones do.
How it works
Three steps, and you stay in control
Mortgage protection is life insurance sized to your home loan. We are not your bank or lender. Answer a few short questions and one licensed agent explains your options and the monthly price.
- 1
Answer a few questions
Tell us what got you thinking about it, roughly what is left on the loan and who to cover. No payment details.
- 2
Talk to one licensed agent
One agent licensed in your state calls you and explains which plans fit your loan and the monthly price.
- 3
Decide in your own time
You choose if and when to apply. There is no deadline and no obligation.
Mortgage protection
What mortgage protection does
Your family decides
The money goes to your family. They can use it for the house or for other bills.
Fits your loan
Choose a length that matches your mortgage, for example 15, 20 or 30 years.
Compare
Mortgage protection vs. PMI
They sound alike, but they protect different people.
PMI from your lenderMortgage protection
Who it protectsThe lenderYour family
Pays if you pass awayNoYes
Who gets the moneyThe bankThe people you name
Required?Often, with a small down paymentNo, it’s your choice
Is it right for me?
Is mortgage protection right for you?
It fits homeowners whose family would struggle to pay the mortgage alone.
A good fit
- You have a mortgage or just bought a home
- Your family relies on your income to pay it
- You want the payout to go to your family
Probably not for you
- Your home is paid off
- You already have enough life insurance to cover the loan
- Nobody depends on your income
Who we are
We help you sort it out. A licensed agent does the rest.
We are not an insurance company. Do-It, be insured is a small team that explains the different kinds of life insurance in plain words and connects you with a licensed agent in your state.
When you finish the quiz, we pass your answers to one licensed agent. We don’t sell your request to a list of callers. The agent explains your options and the real price. You decide.
You won’t find star ratings or customer reviews on this page. We are new, and we only show what is real.
Dewey, our clay dog, is our mascot. He is not an agent and not a customer.
FAQ
Questions people ask before they start
Is this from my bank or lender?
No. We are not connected to your bank, your lender or your mortgage company. Mortgage records are public, so many companies send letters after you buy a home. Here you decide if and when someone contacts you.
Is mortgage protection the same as PMI?
No. PMI protects the lender if you stop paying. Mortgage protection is life insurance that pays your family if you pass away.
Isn’t this just term life insurance?
Mostly, yes. Mortgage protection is usually term life insurance sized to your home loan. Some plans also pay out for serious illness. The agent explains what a plan includes before you decide.
What happens if I sell the house or refinance?
The coverage stays with you, not with the house. Your agent explains the details.
Who will contact me?
One licensed insurance agent who is licensed in your state. They call you on the phone number you enter. We do not sell your request to a list of callers. If you no longer want to be contacted, tell the agent and they will stop.
Are you an insurance company?
No. Do-It, be insured does not sell insurance and does not give financial advice. We help you sort out which kind of coverage fits and connect you with a licensed agent. The agent works with insurance companies and explains the plans and prices.
Mortgage protection
Make sure your family can stay at home.
A few short questions. Free, no obligation, no payment details.
- Questions
- 8 short ones
- Who calls you
- One licensed agent
- The price
- A monthly payment the agent tells you
- Payment details
- Never asked here